after-the-disaster

1# After The Disaster Skill
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3In the hours after a disaster, shock and urgency make people do things in the wrong order —
4re-entering an unsafe building, throwing out damaged items before documenting them (and
5losing the insurance claim), or missing the aid window. There *is* a right order: people
6and safety first, then documentation, then claims and recovery — and knowing it turns a
7chaotic, costly aftermath into a sequence you can follow. This skill triages the first
8hours and days, front-loads the safety non-negotiables, and flags the do-not-miss steps
9(the photos before cleanup, the claim deadline, the aid you're entitled to) that quietly
10cost people the most later. It routes emergencies to services and claims/aid to the
11official bodies.
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13## What This Skill Produces
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15- A **triaged action plan** in strict order: (1) safety & people, (2) document everything,
16  (3) notify insurance & register for aid, (4) immediate recovery — because doing these out
17  of order costs money and safety
18- The **do-not-miss list**: the steps people skip in the chaos and regret — photograph
19  damage *before* cleaning up, don't discard items until documented, hit the claim/aid
20  deadlines, keep every receipt
21- **Where to get help**: emergency services for danger, the insurer to start the claim,
22  and official disaster-aid/relief programs to register for (which have windows)
23- A **health & safety brief**: the hidden post-disaster hazards — contaminated flood water,
24…