budget-pacing-monitor

1# Budget Pacing Monitor
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3Reads an in-flight campaign's spend against its intended target curve and returns a pacing verdict (On-track / Ahead / Behind / Stalled), the learning-phase status, an over/under-delivery call, and a reallocation trigger when the gap crosses a stated band. This is the in-flight **S**-lever watcher on the ROAS loop — distinct from `budget-optimizer` (which sets the initial allocation this skill monitors), `bid-strategy-planner` (which picks the bid strategy), and `ad-account-auditor` (which computes the RQS). It owns the spend curve, the pace read, and the reallocation trigger — not the number it started from and not the score.
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5## Quick Start
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7```text
8Check pacing on Campaign X — daily budget is $200, we're 9 days into a 30-day flight. Am I on track?
9Spend spiked on the prospecting set two days ago and the daily cap is getting hit by noon — over-delivering?
10This campaign has spent 30% of budget with 60% of the flight gone — is it under-delivering, and should I move budget?
11```
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13## Skill Contract
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15**Expected output**: a pacing read for one campaign or flight — cumulative spend vs the target curve (percent-to-pace), a verdict (On-track / Ahead / Behind / Stalled), the learning-phase status, an over/under-delivery call with the driver (cap-limited, bid-throttled, low-volume, dayparting), and a reallocation trigger (fire / hold) with the band that decided it. Plus a handoff summary storable under `memory/ad/budget-pacing-monitor/`.
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